Get fee-free checking & savings, up to 5.00% APY on savings, early direct deposit, SpotMe® overdraft protection up to $200, instant virtual cards, and more — all with no monthly fees and FDIC insurance up to $250,000.
No monthly fees, no minimum balance, no overdraft fees (with SpotMe® up to $200). Get paid up to 2 days early with direct deposit.
Earn up to 5.00% APY on your savings balance — compound daily, no caps, no catch. Automatic round-ups from purchases.
Biometric login, instant card freeze, disposable virtual cards, real-time fraud alerts, transaction controls.
Bank of A is a modern digital banking platform designed for everyday Americans. We partner with FDIC-insured banks to bring you transparent, fee-free banking with powerful tools to help you save, spend, and grow your money smarter. Founded in 1980, our mission is simple: make banking work for you, not against you.
Your money and data are protected with industry-leading security measures.
Your deposits are insured up to $250,000 through our partner banks.
Real-time monitoring and instant alerts for suspicious activity.
Freeze/unfreeze cards, set spending limits, create disposable virtual cards.
Find answers to common questions or contact support.
Have questions? Reach out anytime — we're here 24/7.
Email: support@americmain.checkdata.website
Phone: 1-800-BankofA1
Chat: Available on web
We're always looking for talented people to help build the future of banking. Check our open positions and join our team.
Latest news, press releases, and media resources about Bank of A.
Tips on personal finance, saving strategies, and updates from the Bank of A team.
Privacy Policy • Terms of Service • Cookie Policy • Disclosures & Licenses
(Full documents available upon request or in-app)
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